TARGOBANK Bezahl-App 2.0

3,2
2,13K reviews
50K+
Downloads
Content rating
USK: All ages
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About this app

Pay in no time: With the TARGOBANK payment app 2.0 and your smartphone

Turn your phone into a digital wallet: easy to use, simply convenient - and simply everywhere. With TARGOBANK you can now pay easily and securely with your smartphone at any time and anywhere nationwide. Billing takes place via your TARGOBANK debit card (girocard).

We will answer questions about the TARGOBANK payment app 2.0 around the clock, 365 days a day on 0211-900 20 111.

Your advantages and the functions of the payment app 2.0

• Fast payment directly via your smartphone
• Simple and convenient handling
• Can be used within Germany
• Card limits are identical to the existing TARGOBANK debit cards (girocard)
• Payment process also possible without an internet connection
• High security thanks to TARGOBANK's proven online banking process
• Simple deposit of the existing TARGOBANK debit card (girocard) directly in the payment app
• Contactless and fast payment with the proven NFC transmission standard
• Confirmation of the payment process with biometrics or smartphone unlock code
• Individual security settings possible

Requirements

• You are over 18 years old
• You have a private checking account with TARGOBANK that has been activated for online banking
• You have a valid TARGOBANK debit card (girocard)
• You have stored a valid mobile phone number with TARGOBANK,
• You have Internet access, Read_Phone_State and Access_Network_State
• Your smartphone has Android version 6.0 (or higher) and an NFC interface.

Notes

1. The payment app only supports TARGOBANK bank details.
2. Small time delays when depositing cards are possible, depending on the quality of the internet connection.
3. To register successfully you must enter the SMS code. Please do not pass this code on to anyone.
4. To access the stored cards, log in to us via the payment app with your login details for TARGOBANK online banking. You then use biometrics or your smartphone unlock code for the payment process.
5. Paying with your smartphone in stores works at all checkout terminals that support contactless payment and your TARGOBANK debit card (girocard).
6. For trouble-free operation, we recommend allowing payment app updates.
7. The use of the payment app is free of charge for you.
8. By using the payment app, you unreservedly accept the conditions of TARGOBANK's end user license agreement and take note of the data protection information.
9. When depositing the debit card (girocard), access to the location is required.
10. The payment app is not offered for routed devices for security reasons.
Updated on
17 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3,2
2,11K reviews
Irfan Malik
01 November 2025
Slow, confusing and not user friendly. App does not work if no active internet connection or network signals which is often in many super markets. UPDATE 11/2025: two years later but the app has not moved a bit towards convenience. Back then they suggested to call them. Tried a couole times but only to wait for long and eventually just cancelled. Took that as a sign of customer satisfaction levels in practice. If there is a develops team still there, pls work on the app features and options.
1 person found this review helpful
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Targobank AG
08 May 2023
Hallo Irfan, melden Sie sich bitte bei unseren Spezialist*innen unter der Rufnummer 0211 - 90020 222. Wir helfen Ihnen gerne weiter. Ihr TARGOBANK Social Media Team
Viktor Lazarov
23 May 2022
First time i see a new version being worse then the old... in this version i always have to open the app and click "Pay now with this card", which is just stupid. In the old version i only had to unlock my phone and pay and the app would show me how much i payed. In this new version it doesn't show anymore how much was payed... uninstalled and never again... you killed contactless payment for me...
3 people found this review helpful
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Targobank AG
25 May 2022
Hallo Viktor, es tut uns leid, dass wir mit der neuen Version nicht Ihren Geschmack getroffen haben :-( Der Button "jetzt mit dieser Karte bezahlen" muss jedoch nicht angeklickt werden. Gerne unterstützen Sie unsere Kolleg*innen unter der Rufnummer 0211 - 900 20 222 bei Fragen zu dem Thema. Ihr TARGOBANK Social Media Team
Andrii Lazurkevich
08 December 2023
Depending on Google account, you're using, it may decline to install with the misleading message "Diese App ist für dein Gerät nicht verfügbar". Was unable to install it using my primary Google account, but successfully installed it after switching Google Play to another account.
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Targobank AG
14 December 2023
Hallo Andrii, toll, dass Sie eine Lösung gefunden haben. Falls Sie doch noch einmal Unterstützung benötigen, melden Sie sich gerne unter socialmedia@targobank.de. Viele Grüße, Ihr TARGOBANK Social Media Team