4,8
10,9K reviews
1M+
Downloads
Content rating
USK: All ages
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

NEO is a smart digital banking app that lets you open an account in minutes, transfer money worldwide, and manage multiple currencies, all in one secure app.

Start today and experience secure, fast, and modern digital banking with NEO.

Our Services

International Money Transfers
● Competitive exchange rates
● Low transfer fees with no hidden costs
● Receiving options tailored to the recipient’s needs
● Earn "NEONS" points when issuing a card

Your money reaches the world in moments!
Send SAR, USD, EUR, and more worldwide in seconds. No borders, no delays.

Multi-Currency Account
● Manage multiple currencies from a single account
● Easily exchange between currencies with no hidden fees
● Perfect for travel enthusiasts and global shoppers
● Supports over 19 currencies, including QAR, USD, EUR, GBP, and more

Travel Cards
● Access to international and local airport lounges
● Exclusive discounts
● Uniquely tailored benefits for each card
● Get neons on every purchase

Currency Exchange – Best Rates, No Surprises
● Instant exchange through the app with no delays
● Best exchange rates
● No hidden fees
● Supports multiple currencies

All in One Digital Banking App

Your banking, simplified into one secure app.

Key Features:
● Open your bank account in minutes
● Transfer money locally and internationally
● Track your spending and manage expenses
● Earn Neons with every purchase
● Pay bills instantly
● Onboarding Minors (15-18) years old
● Issue and manage your cards
● Request money (Qattah)
● Bank-grade encryption for 24/7 security
● Available for users aged 15 and above

Islamic Digital Banking
At NEO, we provide a fully integrated digital banking experience, 100% compliant with Islamic Sharia principles, ensuring every financial transaction you make aligns with approved Sharia standards.

NEO App is fully compliant with Islamic Sharia standards.

Track Your Money – Easily and Securely

With the smart tracking feature, you can:
● Monitor all your transactions
● Receive personalized notifications for every financial movement
● Get a clear view of your cash flow with smart income and expense insights, all in one simple dashboard.

Stay on top of your spending with smart alerts, income insights, and a simple dashboard.

Exclusive Offers & Vouchers

Open your account and start enjoying rewards. Neo offers real benefits and valuable promotions that make every transaction count:
● Earn “Neons” points for every Riyal you spend
● Get bonus Neons when you sign up and issue your first card
● Enjoy instant discounts with our partners
● Unlock exclusive offers tailored for you
● Redeem digital vouchers for shopping, dining, and entertainment

With NEO, every transaction = added value, Download NEO digital banking app today and let the rewards begin!

Flexible Payment Methods

Your Card, Is Your Phone or Smartwatch.
Pay effortlessly with Apple Pay, Google Pay, Mada Pay, or Samsung Pay. No need to carry a physical card.
Request a physical card anytime, delivered straight to your door

Smart Payment Benefits:
● Instant, secure payment with a single tap
● Compatible with major smart payment platforms
● Advanced protection to keep your data safe

Issue and manage virtual or physical cards anytime.

Explore the App Features

Your NEO Account Offers:
● Open an account in minutes with our digital banking app
● Issue an instant virtual/physical card
● Multi-currency account
● International money transfer
● local transfer
● Easy transfer using phone number
● Expense tracking and categorization
● Savings & investment calculator
● Government payments
● Freeze or cancel your card instantly
● 24/7 customer support and security

Whether you're opening your first account or managing money across currencies, NEO gives you full control with simplicity and security. Start your digital banking journey today with NEO.
Updated on
11 Nov 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,8
10,9K reviews
Md. Izhar Alam
04 November 2025
I’m really disappointed with the Neo app. Every time I try to create an account, it shows the same error message: “Unfortunately, it is not possible to create your account at this moment. Please try again later.” I’ve been trying for several days, but nothing works. The app seriously needs improvement — especially in the registration process. Please fix this issue as soon as possible.
1 person found this review helpful
Did you find this helpful?
majid alam
15 September 2025
I added money to my Neo account, then when I started doing an international transfer, I found out that the account is locked, so the transfer cannot be done. I don't know why it was locked. I went to the branch, talked to customer care but couldn't find anything, and my money of around 2300 SAR is stuck. There's no support. The service is very poor. I highly recommend don't use it. If the bank had locked or frozen my account, then why were the funds allowed to be added?
13 people found this review helpful
Did you find this helpful?
Javed M
27 July 2025
Adding beneficiary is like a hell of task. App frequently crashes. If you are adding the beneficiary information and minimized the app, everything will be vanished and you have to start from zero. If luckily you completed the process, you will receive a call to activate the beneficiary. After attending the call, when will will revert back to the activation page, it's automatically closed and no information is stored/saved. Please fix the bug otherwise it's useless. I'm going to uninstall the app
41 people found this review helpful
Did you find this helpful?
The Saudi National Bank (SNB)
24 August 2025
Dear Customer, we appreciate the feedback. Kindly reach out to us in the app or at our official account on X, and our agents will help you solve any issue. Enjoy and be NEO

What's new

Home Screen Update:
- A fresh new design with modern look and feel
- Add widgets to easily access your favorite services
- Quick access to your NEONs and Wallet balances

General Improvements:
- We've fixed several issues to enhance your daily experience

Update now to enjoy a smarter, more seamless experience!

Update NEO – Enjoy!